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I am a pending millionaire

Outfit details

I am a pending millionaire. Remember I said this in 2021. I’m also aggressively working towards generational wealth so my son will be a millionaire before he graduates college (if he decides to go). 

How do I know this? 

Because I have a 74-page financial plan outlined out until I’m 92 that shows what it looks like when I invest more, buy real estate or another RV, start a company, contribute to investments, etc. Because of this, I have security in knowing what I need to do to hit my goals and my family’s goals.

My favorite thing about the document is knowing that by investing a little more I can drastically change my retirement by millions (if I want), which depends on how much annual income I want in retirement.

If you don’t have one of these I highly recommend doing it- ASAP. Message my husband on Instagram @mikon923 to get you set up. He’s a wealth adviser and will absolutely crush it for you. 

Don’t ever think it’s too late to start either. I didn’t get serious about my retirement and investing until I was in my 30’s. My only regret is not starting sooner.

Because of him, my entire perspective changed. I don’t see a $6000 Chanel bag anymore. I see $168,000 in retirement lost.

And like Jay Z said, “if you can’t buy it twice you can’t afford it.”

So every time I want to buy something – I tell myself I need to invest the same amount.

Secrets of getting rich:

  1. Pay yourself first
  2. Live on 20% of income
  3. Don’t lose money (ever)
  4. Invest in assets that cash flow
  5. Get passive income to exceed earned income

-Grant Cardone

Once I started seriously focusing on #2, and investing the rest, my life changed. 

Remember this year:

  • US stock market is up +21%
  • Housing market is up +15%
  • Bitcoin is up 119%
  • Inflation is up 5.4%

Meanwhile, your bank account is up:

.06%

You can’t just save. You need to invest. It’s the only option. 

I hope you enjoyed this Money Monday!

If you’re interested in a financial consult just fill out this form by clicking here.

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